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Conversations toward progress

June 2nd, 2008 at 01:58 am

We still have a long way to go in our whole transformation in how we think about spending money & debt, but I'm finding more and more instances where I can see our mindset changing for the better.

We went to Target today to get some things off of our list that we couldn't get at the commissary (Cotton balls, vitamins for nursing moms, a dog leash) but I went up to DH later and took him to the DVD player we were eyeing a couple days ago ($200 plus we'd need to buy a $50 HDMI cable). I asked him if he wanted it as a father's day gift.

I was having a moment of weakness & since my Amex has 0% interest till July - thought maybe I could charge it and pay it off by next month.

See, I am FAR from perfect and 50% of the reason we got into so much debt.

But I'm proud of DH. He stood there and looked at the system and said "Problem is, I know we don't NEED it."

So I said "Ok, maybe for Christmas or something and I'm sure this will be even cheaper by then or something that we want more will be out." And we walked away from the electronics.

Then while we were in the car, DH was telling me ideally he'd have a motorcycle and a truck. I looked at him confused and said "I don't get it, we got rid of the Accord and motorcycle so you could have something small to zoom in and out of traffic."

And he explained to me why he wanted that, but he wasn't pushing me for a truck cause he knows I want to go down to 1 car payment and then NO car payment at all. So we talked about him getting the motorcycle next year with cash and then we'd see if maybe we could sell his car & then get a truck he wants and pay cash. So then he gets a motorcycle & truck... and I get what I want and go down to just paying 1 car payment.

These conversations have been huge to me. He's really getting on board with this with me which is half the battle cause when I have my weak moments, he doesn't just go along with them - he's focusing on saving money now too. Talking about how he is pretty much over wanting to buy new cars and will be happy with a used car.

So I just had to share cause I know in order to get out of debt and STAY out of debt, him and I need to both be on board with this so when I'm weak (like I was about the DVD player/home theater system), he can step in and be strong and remind me we don't need something. Its nice to have a partner in this instead of feeling like you're trying to fight a battle on your own... I know I'm not perfect and its nice to know he'll help keep me from making a mistake when I'm having a weak moment.

We left Target with ONLY the things we had on the list... although we did forget to get stamps. Ugh!

3 Responses to “Conversations toward progress”

  1. Thrifty Ray Says:
    1212368666

    Keep talking...those conversations will keep you both focused on the big goals....and help plug the holes. Good for you!!

  2. threebeansalad Says:
    1212369673

    I'd also recommend telling your DH "thank you" for keeping you on track at Target. This will show him you really are committed and need his support-- just as he needs yours.

  3. Ima saver Says:
    1212413463

    Good going!!

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