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Rethinking our plans

April 26th, 2010 at 01:52 am

So we bought the water heater today. That obliterated our EF with the other things that have come up this month.

The water heater itself wasn't so bad. $700 including installation, permit, etc. But I don't feel good about now having $134 in our EF. The goal is to really get that EF back to $1000 but I don't know how we'll do that in May. Dh still says the military owes him $300 and by selling our laptops we'll get $268, but we need to get a box.

I'm seriously thinking of just cancelling our South Carolina trip. I really want to go and it would only cost $300 but I do NOT want to tap into my inheritance. Like I've said before we have $11,336 (or something like that, I might have a 3 and 6 confused in the last two digits) so IF a major problem comes up, we're covered but we're moving... lots of things can happen.

We need to touch up paint in our current house, have to put filler dirt in the side yard of the other house. The attic in the other house & the GFCI needs fixed. Then we have our property taxes, termite protection renewal, flood insurance renewals, and the pets annual vet check. Oh and we can't forget his dress blues for $400-$500.

I almost feel like if I took this trip I'd be asking for bad karma. You know, the kind of karma Suze Orman talks about in her book when you take a trip that you can't afford & your roof caves in while you are gone.

Speaking of which, we do need a few shingles and a new "boot" on our roof. Should probably add that to the list of things.

This bites, sucks, whatever dismal word you want to attach to it. Dh would have those days off and it'd make a great family vacation to see a part of the country we'll probably never see otherwise. Yet I just don't want to be foolish.

So we'll see, as of right now - I'm doubtful we'll be able to go after all to our weekend getaway.

Posted in Uncategorized | 5 Comments »

5 Responses to “Rethinking our plans”

  1. Homebody Says:
    April 26th, 2010 at 01:32 pm 1272288740
    1272288740

    Oh dear, I hate the thought of you not taking that trip. Can you tighten anything else up? Have any jars of coins laying around to roll?

  2. Ima saver Says:
    April 26th, 2010 at 02:32 pm 1272292337
    1272292337

    $700 is a lot of money for a new water heater. You should be able to get one for under $200.

  3. ambitioussaver Says:
    April 26th, 2010 at 02:47 pm 1272293230
    1272293230

    ImaSaver, we shopped around and the water heater itself cost $369 (we have a 40 gallon natural gas water heater) and that was actually the cheapest I could find. The other fees come into place because we have to get a permit, a gas supply kit (we purchased that at Lowes with a 10% military discount... but we don't get a discount on the installation labor), and to pay for installation. I did notice the electric water heaters were cheaper but not an option for us.

    Homebody, I'm really not sure. There are so many things that could happen that I'd really like to not tap into my inheritance. I am going to see about selling our extra furniture set (couch, loveseat, ottoman, and chair) since we were planning on getting rid of that anyway. Maybe that can help cushion things enough to cover the trip.

  4. creditcardfree Says:
    April 26th, 2010 at 03:55 pm 1272297324
    1272297324

    Oh, I like the idea of selling things you are getting rid of anyway to help fund the trip. Those family bonding times are important, but not always at any cost. Do what feels right!

  5. wowitsawonderfullife Says:
    April 26th, 2010 at 11:34 pm 1272324866
    1272324866

    Life is short. $300 for family is not even worth thinking about. Someone could be gone tomorrow. Go.

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