As I was reconciling DH's credit card today, I noticed an unusual $25 charge from a rental car company. We've done business with that company before but never that city or for that amount.

So I clicked for more information on the charge & the vendor did not have a phone number. In fact the only information was in a place that said "Additional info" and it said "Druggists.

DH is far too trusting. He said "Well, maybe that is where their headquarters is?" "Maybe there is a city there named Druggists?"

*shakes head*

Immediately I dispute the charge online & have him call the company to change his credit card #.

What bothers me is how they got the information. Clearly if someone charged his card, they have his information. So I checked his credit report and put a fraud alert on his credit.

Perhaps I'm paranoid, but my fraud professor teaches us to be paranoid. Reminding us that fraudsters will initially charge a small amount & when the transaction goes through - make more substantial purchases.

He may think I'm paranoid, but I'd rather be extra-cautious when it comes to identity theft than not.

I'm still amazed at how blase he was. "Most information they could have would be my name, address, and phone number which anyone else can get."

Really, DH? That & your credit card number? That's IT?

If they have that info... what else does someone have?

Maybe he was trying to make light of it... even saying with his high debt nobody could get credit in his name anyway... but still, people do crazy stuff nowadays.