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Attempting $20 challenge

June 26th, 2008 at 05:30 pm

Well I'm attempting what I *think* the $20 challenge is...

I went back through my past two bank statements and if a bill, check, debit was ended with 51 cents... I allocated 49 cents to my savings account.

I did this for the past two statements... for May I put $23.61 into my savings account and for June I put $22.13

I'm also adding up our "net worth" - and for the first time its in the positive.... albeit just $190... but that will change once I charge my $972 tuition next week.

That is factoring in the houses and cars though... our debt between the HELOC, CC, student loan and cars overall hasn't changed much cause of the tuition. But DH's car is finally in positive equity!!!! I know I say that term relatively though cause I know they are depreciating assets... but at least we are no longer upside down with his car. We owe $12500 and Kelly Blue Book says Private Party value is $13000.

So good things have happened since I've joined... they are small and not overnight but overall its going in a positive direction.

2 Responses to “Attempting $20 challenge”

  1. klbb90 Says:

    It feels good not to be upside down on your car. Enjoy!

  2. Ima saver Says:

    Good for you!!

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