DH's car needs to be fixed
The A/C unit in the rental needs a new compressor or unit
I have to pay off the CC
I know all this stuff.... and as businesses are getting desperate to drive in more business during these tough economic times and I'm seeing more and more ads that seem like a steal, its tough to try to stay strong and not splurge
DH and I really want an iPhone, have wanted one for quite some time. Key word though is WANT... buying one... or really two would be $400 and then an additional $70 or so a month on top of our normal cell phone bill
Our electric bill rates were just raised, so was natural gas, gas prices are - well, if you've been to a gas station recently you KNOW what they are - and food prices are going up (or the quantity is less despite the price remaining the same).
It seems really dumb to buy an iphone, seems dumb to splurge like that. And if I was on Suze Orman's show she'd flat out say "DENIED"
*sigh* The trials of being an adult.. you can't just be that person who says "Yes, I will take that" and not worry about stuff later. And secretly I'm a little jealous of my best friend, well, not so secretly... I told her. I guess her husband is coming into a good position to where it looks like they can pay off their mortgage in 4 years, and they just bought this condo in Hawaii last year.
The only reason I am jealous is just because she can be out of debt in 4 years, and even if I stay disciplined, best I'll be is having the mortgages on both homes.
Seriously, how do you stay disciplined to resist temptation? I realize I was an emotional spender... when times were bad, we'd buy a new car, new house, new something or other.... like now... DH's A/C is going out on his car. So we have to get that fixed... he started talking about buying a new car. Thats what we used to do in the past... and how we flipped cars 15 times in 8 years of being married.
Funny how it isn't till finding this forum that I realize "Hey, its pretty dumb to trade a car in just cause it needs something fixed" because we owe $12K on our car... even if it cost $3K to get it fixed... we're only 15K in debt compared to $20-$25K to buy a new car. Seems we are better off just fixing the car and paying it off so when it needs more repairs in the future, its no big deal.
*sigh*
So the point in this post? I don't think there is one... I'm just trying to put some of my thoughts to paper to help me resist the urge to spend money for that instant gratification. I know as much a I'd like an iphone... I like not having the $110 cell phone bill every month even more.
Resist temptation
July 8th, 2008 at 07:40 pm
July 8th, 2008 at 07:55 pm 1215546902
July 8th, 2008 at 08:06 pm 1215547579
July 8th, 2008 at 08:38 pm 1215549484
To me, it seems funny to say you've wanted an iphone for quite some time. How much is "quite some?" I would not even say iphones have existed for quite some time.
You're gonna have to get some practice at waiting, deferring, prioritizing. It is a huge change you are making in your life and you also have to contend with reeling in not just your own wants, but those of your husband and kids. I do think it could be tough for a while. The kids will probably be the ones to make the transition most easily.
July 8th, 2008 at 08:39 pm 1215549564
It's great that you are aware of the 'wants' that allows you to keep them in check. I bet iphones will be even cheaper next year, too.