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Allowances

November 24th, 2009 at 04:30 am

DH and I are going to try something new.

I notice that because we both don't have a set amount each week to spend, we end up just spending what is in our checking account (obviously not all of it, at the end of the day we still remain within budget).

But DH has been wanting some money for just him that he doesn't want to feel like he has to account for. Money for Christmas presents, lunches, etc. He suggested $50/mo so when things come up, if he wants to buy it - he can.

So I'm going to try doing the same thing.

I've hesitated on the whole "allowance" thing cause I didn't see the necessity to it. But DH told me that he feels like he's been treated like a kid. I think it stems from the fact he is the boss at work but if he wants to spend $7 for lunch at Taco Bell, he has to ask if its okay to spend that so he doesn't put us off balance.

So we're going to try this. I think it may alleviate some stress on my part too. I feel like he's constantly asking for stuff cause he doesn't get an allowance of what he can spend and I never plan for those expenditures.

We'll see how this goes. $50/mo sounds reasonable to account for lunches, hair cuts, presents he wants to surprise people with.

I gave him $17 two weeks ago and he still has some of that left. And he used a portion of it just two days ago to pay for his haircut.

7 Responses to “Allowances”

  1. monkeymama Says:

    I like the allowance system. We both get $50/week.

    That's the whole point - to take the pressure off. It's nice to have some "no questions asked" money, particularly in a marriage. For us, it tends to be stuff the other spouse would NEVER buy. It's kind of the "shut up - what do you care" money - LOL.

  2. Caoineag Says:

    We have an allowance too. It makes things a lot easier. We actually split one between the two of us but generally its $20 to me, $80 for him and we use his for groceries and out to eat (he likes paying for things).

  3. Ima saver Says:

    We have always had an allowance and it works well. I give him $80 a week now (use to be $20 when we first started) but he has to buy all of his gas. (for 3 cars) He takes his lunch every day, but if he needs to buy something, he has some money. He also buys his own beer out of his allowance.

  4. monkeymama Says:

    I meant - $50/month. Doh! I keep doing that!

  5. whitestripe Says:

    DF and I have an allowance too. It is 10% of our regular income (so it doesn't change whenever we do overtime or whenever work is slow - unless of course we start working less normally, then we adjust). Like monkeymama says, it is usually what the other person wouldn't buy.
    For me, it is books or cooking magazines, coffees with friends, makeup and clothes.
    For DF, it is beer, tattoo magazines, car parts and takeaway lunches, and little random things he finds at op-shops Smile All DF has to do is tell me how much he spent each day. He usually tells me what he bought, and we agree that neither of us can pass judgement UNLESS the person starts exceeding their alloted amount per month - if they do that we both have free reign to nag lol.
    Oh, DF gets $80 and I get $65 per week. If we spend less we are allowed to 'save it' for bigger ticket items. I am focusing on paying off my personal loan, and DF wants to get one of his project cars going.

  6. ceejay74 Says:

    We do this too. We're really decadent by comparison--we each get $60 every Friday and $80 on the first Friday of each month. But it covers most clothes, eating out, presents for other people, alcohol and wine, odds and ends...so some weeks it goes pretty fast. Other weeks we hardly spend any, and then we can save up for something big (tattoos, fancy dinner out, bike).

    If I tried letting them spend whatever was in the checking account, I'd end up questioning the wisdom of their choices, too. So this is a way where there's no judgment on how they choose to spend this money.

  7. LuxLiving Says:

    Allowances here too.

    $20 week for him - haircuts & cigs.
    $10 week for me - ehhhh, whatever I want - usually once a week Taco Bell or something similar. So for the both of us in months w/4 weeks it's $120 total, and ones w/5 weeks it's $150.00 total.

    All other expenses such as gasoline, gifts, etc., are covered in the housebudget.

    Frugalson gets one out of his earnings as well - $5 a week. He's got no big things he wants, just some pocket change. If he dates, that's covered in his normal budget. Gas, clothes, entertainment, fast food, etc. all have line items in the budget. If he wants something bad enough he carries his debit card.

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