DH and I are reaching our 10th anniversary in less than a week and we currently don't have ANY plans.
With fixing the house and Christmas, we don't have money from our EF. I projected our finances out till February, and after February we should be good. I already figured out that from our Federal return it should be $8K+ which will allow me to pay off one credit card, my oldest DD's braces, and put an extra $1000 on the other CC.
But in the meantime, I'm graduating with my master's degree and we have our 10 year anniversary - but no money to celebrate. Our budget is VERY tight this month.
So I don't really know what to do. I don't want to put anything on a CC. I still want to celebrate it though.
That leads me to the only money I do have available... The life insurance proceeds still sitting in my own savings account.
There is $6298 in there. If DH and I went out to dinner & paid for a babysitter, it could easily be covered in the $298 or less. Plus I haven't even gotten him anything for Christmas yet (well, aside from us planning to get him tint on his car). So the $298 could be used to help get him something for Xmas too.
But I don't know, I'd really like to not touch it but that seems like my only options. Or to not celebrate at all... but these feel like huge enough milestones that to let them go by completely un-celebrated doesn't feel right either.
So I'm not sure. We're not in the red with our budget but we don't exactly have any leeway either. I've even pushed off our allowance so even though he gets $50/mo - this month we're just pushing it off so he gets $100 next month and nothing this month.
Reaching a huge milestone and no money to celebrate
December 5th, 2009 at 04:46 pm
December 5th, 2009 at 05:37 pm 1260034633
December 5th, 2009 at 06:17 pm 1260037020
December 5th, 2009 at 07:35 pm 1260041709
Then go with a candle lit dinner at home followed by...., much easier to enjoy no kids if you are at home IMO.....
Congrats btw!
December 5th, 2009 at 07:48 pm 1260042537
December 5th, 2009 at 11:49 pm 1260056998
December 6th, 2009 at 04:26 am 1260073602
December 7th, 2009 at 03:05 pm 1260198329