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Reaching a huge milestone and no money to celebrate

December 5th, 2009 at 04:46 pm

DH and I are reaching our 10th anniversary in less than a week and we currently don't have ANY plans.

With fixing the house and Christmas, we don't have money from our EF. I projected our finances out till February, and after February we should be good. I already figured out that from our Federal return it should be $8K+ which will allow me to pay off one credit card, my oldest DD's braces, and put an extra $1000 on the other CC.

But in the meantime, I'm graduating with my master's degree and we have our 10 year anniversary - but no money to celebrate. Our budget is VERY tight this month.

So I don't really know what to do. I don't want to put anything on a CC. I still want to celebrate it though.

That leads me to the only money I do have available... The life insurance proceeds still sitting in my own savings account.

There is $6298 in there. If DH and I went out to dinner & paid for a babysitter, it could easily be covered in the $298 or less. Plus I haven't even gotten him anything for Christmas yet (well, aside from us planning to get him tint on his car). So the $298 could be used to help get him something for Xmas too.

But I don't know, I'd really like to not touch it but that seems like my only options. Or to not celebrate at all... but these feel like huge enough milestones that to let them go by completely un-celebrated doesn't feel right either.

So I'm not sure. We're not in the red with our budget but we don't exactly have any leeway either. I've even pushed off our allowance so even though he gets $50/mo - this month we're just pushing it off so he gets $100 next month and nothing this month.

7 Responses to “Reaching a huge milestone and no money to celebrate”

  1. zetta Says:
    1260034633

    How about a candle-lit dinner at home, splurging on something like filet minon or lobster? Any friends you could trade babysitting with?

  2. creditcardfree Says:
    1260037020

    The truth is celebrating a 10 year anniversary isn't a necessary expense. As zetta suggested, you could just do something special/different at home. Even manicotti for dinner can be nice by candle light. You could have a drink after the kids go to bed, watch a movie together. Talk and celebrate your 10 year journey! Just enjoy spending time together.

  3. princessperky Says:
    1260041709

    Can you call some of your kids friends parents and get them a sleepover?..well maybe not the one year old, try a relative for that, even if only for a few hours.

    Then go with a candle lit dinner at home followed by...., much easier to enjoy no kids if you are at home IMO.....

    Congrats btw!

  4. Ima saver Says:
    1260042537

    Yes, congratulations to you both!

  5. lizajane Says:
    1260056998

    Congratulations! We'll hit our 20-year anniversary this coming week, and no plans to celebrate either, so you're not alone. The only difference is that we're not big celebrators anyhow, so neither of us will be let down. I like the ideas of a quiet evening at home, or celebrating with wine and a movie cuddled up at home.

  6. homebody Says:
    1260073602

    Congratulations on your anniversary! There will be others you can have a bigger celebration. The longer we are married, the more we like being home.

  7. Broken Arrow Says:
    1260198329

    Whatever you decide, happy anniversary and congratulations!

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